I want to help my dad find cheap car insurance for his second vehicle. What can we do to get a low car insurance rate?

Eleanor

Charleston, SC

Lucky dad. We’ll cut to the chase, here are six (6) excellent tips to help your father get low car insurance rates for his second car:

1. Bundle Your Policy – Most car insurers today give discounts for insuring multiple vehicles under the same policy. While you’re at it, you may be interested to taking your other insurance needs with the same company for additional discounts.

2. Get a Bigger Deductible – Choosing a bigger deductible will get your premiums lowered. This is one effective technique to get low car insurance rates without sacrificing coverage. As long as you don’t raise it too much then you’re good to go.

3. Go on an Annual Payment Plan – Check if your father’s provider is offering a yearly payment plan for their policies. Oftentimes insurers who offer this give discounts or lowered premiums for customers who pay a year upfront.

4. Find Discounts – Discounts are a great way to reduce how much your father will pay on car insurance. Like the one mentioned above, there are many other discount options available (e.g. AARP discounts, good driver discount, safe car discount, etc.). Ask your father’s insurer about discount options.

5. Leverage Excellent Credit – Your father might not know this but if he has excellent credit he can actually qualify for cheaper rates.

6. Check-Out the Latest Rates – It is still a good idea to shop around and check-out what other companies are offering. Car insurance comparison websites (like this one) can come in quite handy. You can obtain a free quote to see and compare the latest rates coming from a wide-variety of insurers out there.