Reader’s Question:

I’m looking to get car insurance here in Georgia, what kind of discounts can I get from auto insurance companies?

Donald

Roswell, GA

There are definitely many kinds of auto insurance discounts that you can get there in Georgia (or anywhere, actually). You just have to be knowledgeable about which ones you are eligible to get. Most people underestimate the power of discounts to significantly reduce their car insurance premiums. Below is a common list of auto insurance discounts that are normally offered.

1. Defensive Driving Classes – discounts for completing state accredited defensive driving courses that will teach you how to become a safer driver.
2. Good Driver Discounts – usually provided to individuals with a clean driving record for a certain period of time, usually three to five years of their driving history.
3. Drivers Education Course Discount – usually given to new drivers or student drivers who just completed their driver’s education program.
4. Discounts for installing additional safety features – putting extra air bags, anti-lock brakes and anti-theft devices on your car would qualify you to get this kind of discount.
5. Multi-Policy Discounts – a form of loyalty incentive if you choose to put all your insurance needs with one company.
6. Multi-Vehicle Discounts – discounts given for adding another car to an existing auto insurance coverage.

Additionally, the Internet is a great way to shop around and uncover the cheapest rates available. Go to auto insurance portals like this one to help you compare rates from many kinds of auto insurance companies.